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1,523,539 entries with English definitions from over 350 languages Browse: Global alphabet • All languages • Topical index • Grammatical index a A b B c C d D e E f F g G h H i I j J k K l L m M n N o O p P q Q r R s S t T u U v V w W x X y Y z Z Appendices • Abbreviations • Thesaurus • Rhymes • Frequency lists • Phrasebooks Welcome to the English-language Wiktionary, a collaborative project to produce a free-content multilingual dictionary. Designed as the lexical companion to Wikipedia, the encyclopaedia project, Wiktionary has grown beyond a standard dictionary and now includes a thesaurus, a rhyme guide, phrase books, language statistics and extensive appendices. We aim to include not only the definition of a word, but also enough information to really understand it. Thus etymologies, pronunciations, sample quotations, synonyms, antonyms and translations are included. Wiktionary is a wiki, which means that you can edit it, and all the content is dual-licensed under both the Creative Commons Attribution-ShareAlike 3.0 Unported License as well as the GNU Free Documentation License. Before you contribute, you may wish to read through some of our Help pages, and bear in mind that we do things quite differently from other wikis. In particular we have strict layout conventions and inclusion criteria. Learn how to start a page, how to edit entries, experiment in the sandbox and visit our Community Portal to see how you can participate in the development of Wiktionary. , Word of the day for December 14 ascribe v
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Latin: a A b B c C d D e E f F g G h H i I j J k K l L m M n N o O p P q Q r R s S t T u U v V w W x X y Y z Z Accented: à-ç è-ý À-Ü Āā-Řř Śś-Žž Greek: Α-Κ Λ-Σ Τ-Ω α-θ ι-ρ σ-ω Ἀἀ-Ῥῥ Cyrillic: А-Н О-Я а-б в-г д-з и-к л-м н-о п р-с т-ц ч-я(-ә) Armenian: Ա-դ ե-ճ մ-ֆ Hebrew: א-ו ז-ל מ-צ ק-ת Arabic: ا-ب ت-س ش-م ن-ی Devanagari: अ-ठ ड-ॡ Khmer: ក – ឱ Japanese: ぁ-げ こ-ぱ ひ-ケ コ-ヶ Han Characters: 一 促 冱 卙 哪 圱 天 存 崃 弿 愷 捇 新 杁 Korean: ㄱ 가 나 다 라 마 바 사 아 자 차 카 타 파 하 Random word • New entriesFrom Wiktionary under the GNU Free Documentation License. An equity loan is a mortgage placed on real estate in exchange for cash to the borrower. For example, if a person owns a home worth $100,000, but does not currently have a lien on it, they may take an equity loan at 80% loan to value (LTV) or $80,000 in cash in exchange for a lien on title placed by the lender of the equity loan. Many lending institutions require the borrower to repay only an interest component of the loan each month (calculated daily, and compounded to the loan once each month). The borrower can apply any surplus funds to the outstanding loan principal at any time, reducing the amount of interest calculated from that day onwards. Some loan products also allow the possibility to redraw cash up to the original LTV, potentially perpetuating the life of the loan beyond the original loan term. The rate of interest applied to equity loans is much lower than that applied to unsecured loans, such as credit card debt. The reasoning behind this is that equity loans involve collateral, and credit card debt does not. This economics or finance-related article is a stub. You can help Wikipedia by expanding it.Categories: Personal finance | From Wikipedia under the
GNU Free Documentation License  ioste13.org admin Wed, 10 Feb 2010 19:58:40 GM The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 makes it more expensive and complicated to file for bankruptcy. According to the US.  myfhamortgageblog.com FHA Mortgage Wed, 10 Feb 2010 18:57:02 GM which I guess is considered a first mortgage for my home back in 2004. We have since divorced but the agreement was that I would continue paying payments as I.  superarticlelibrary.com hooper Wed, 10 Feb 2010 12:02:48 GM america article asbestos attorney california case consolidation country credit current disease family federal financial government health health-insurance history home-. loan. Home . Loans. house Insurance irs . loan Loans. mesothelioma money mortgage ... American History (9616); Anger Management (24); Art Auctions (13); cash for annuity payment (2); first time home . loans. (9); Google Trends (14); home . equity. line of credit (21); Home . Loans. (4003); home mortgage refinancing (11) ... From Google Blog Search: "equity loan"  news.google.com Leagle.com ... as Trustee Under the Pooling and Servicing Agreement dated March 14, 1997 for Cityscape Home Equity Loan Trust 1997-B, Inc., Defendants-Respondents. ... news.google.com Washington Post But you might have to pay considerable fees in trying to refinance the loan . You generally can't get a home- equity loan ; lenders really aren't doing those ... and more » news.google.com Belleville News Democrat After being denied a business loan , she financed her future career with a home equity loan . The fee to cover one territory - that's 25000 households - was ... and more » From Google News Search: "equity loan" From Yahoo Image Search: "equity loan" Equity Loan? Q. Need cash..I'm not sure if I get a Home Equity loan or refinance..I have a 5/2 ARM with 4.37 APR. 2 years left before the rate is adjusted. The value of the house gone up to 60K. Can you advise? Asked by Tom - Fri Dec 28 21:59:43 2007 - - 2 Answers - 0 Comments A. always refinance to a better rate if you can for every 0.125% lower in rate you will save at least 500 a year in interest. Try to go for an 30 year fixed or 15 year fixed for a slightly better rate. Answered by Billy T - Fri Dec 28 22:08:56 2007 Is the interest on $200k home equity loan used to buy a new primary residence deductible on Sch A.? Q. We are planning to rent our existing home and pull $200k equity from that home to buy a new primary residence. I am not clear about the $100k deductible limit on the home-equity loans. Can I deduct it on Sch A or against the rental income and is the deductible equity loan capped at $100k. We file married jointly and our AGI is $160k. Asked by Rajan A - Sun May 3 04:49:26 2009 - - 2 Answers - 0 Comments A. The loan is on the rental property, stupid move, as now you have full capital gains tax, but that is not your question. The interest is not applied to your primary home, but to your rental. Answered by Landlord - Sun May 3 10:38:13 2009 How does doing a cashout refi or home equity loan affect AMT risk?
Q. We will be remodeling/adding on to our home and want to do a cashout on the first mortgage (of around $60,000) and then do a 2nd (Equity loan) for the rest...does doing this put us at greater risk for having to pay AMT taxes and if so, in what way (which lines in the 1040 or 6251 affect this)? Is there a better approach we could take? Asked by P-Dawg - Thu Mar 27 01:18:45 2008 - - 2 Answers - 0 Comments A. you will not be taxed on any loan amounts...if you hold that money in the bank, the interest it may earn is taxable though. a loan is not income...you have to pay it back...it will not become income even if you buy a car with it. but if you buy a car with it, the interest you pay on it is not deductable. Answered by viajero_intergalactico - Thu Mar 27 01:55:32 2008 From Yahoo Answer Search: "equity loan"
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